1. Acceptance of Terms

By accessing or using the Worthmerald website ("Site") or any related services (collectively, the "Services"), you agree to be bound by these Terms and our Privacy Policy. If you do not agree with any part of these Terms, you must not use the Site or Services.

2. Description of Services

Worthmerald provides AI-based backtested strategy analysis tools intended to help users evaluate historical performance patterns related to investment strategies. The Services are informational in nature and are provided for educational and research purposes only.

Worthmerald does not provide personalized investment advice, portfolio management, brokerage services, or any form of financial planning. Nothing on this Site should be construed as a recommendation to buy, sell, or hold any security or financial instrument.

3. No Financial Advice; No Guarantee of Results

All content, analysis, backtests, charts, and reports made available through the Services are based on historical data and assumptions that may not reflect future market conditions. Past performance, whether actual or simulated, is not indicative of future results.

You acknowledge that any investment or financial decision you make based on information obtained through the Services is made at your own discretion and risk. Worthmerald strongly recommends consulting a qualified, licensed financial advisor before making any investment decisions.

4. Eligibility

You must be at least 18 years of age and capable of entering into a legally binding agreement to use the Services. By using the Site, you represent and warrant that you meet these requirements.

5. Account Registration

Certain features of the Services may require you to create an account. You are responsible for maintaining the confidentiality of your login credentials and for all activities that occur under your account. You agree to notify Worthmerald promptly of any unauthorized use of your account.

6. Acceptable Use

When using the Site or Services, you agree not to:

• Use the Services for any unlawful purpose or in violation of any applicable regulation;
• Attempt to reverse-engineer, decompile, or extract the underlying methodology or source code of our analytical tools;
• Interfere with, disrupt, or place undue burden on the Site's infrastructure or security;
• Copy, resell, sublicense, or redistribute any part of the Services without prior written consent;
• Use automated means (bots, scrapers) to access the Site without authorization.

7. Intellectual Property

All content on the Site, including text, graphics, logos, software, and analytical models, is the property of Worthmerald or its licensors and is protected by applicable intellectual property laws. No rights are granted to you except as expressly set out in these Terms.

8. Third-Party Links and Data

The Services may reference or link to third-party data sources, tools, or websites. Worthmerald does not endorse and is not responsible for the accuracy, availability, or content of any third-party materials.

9. Fees and Payment

Where applicable, certain features of the Services may require payment of fees. Any such fees, billing cycles, and refund conditions will be disclosed to you at the point of purchase. All fees are non-refundable except as required by applicable law or as otherwise stated at the time of purchase.

10. Disclaimer of Warranties

The Site and Services are provided on an "as is" and "as available" basis, without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement. Worthmerald does not warrant that the Services will be uninterrupted, error-free, or free of harmful components.

11. Limitation of Liability

To the fullest extent permitted by law, Worthmerald, its affiliates, officers, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or investment losses, arising out of or related to your use of the Site or Services, even if advised of the possibility of such damages.

12. Indemnification

You agree to indemnify and hold harmless Worthmerald and its affiliates from any claims, losses, liabilities, and expenses (including legal fees) arising out of your use of the Services, your violation of these Terms, or your violation of any rights of a third party.

13. Suspension and Termination

Worthmerald reserves the right to suspend or terminate your access to the Services at its sole discretion, without notice, for conduct that it believes violates these Terms or is harmful to other users, third parties, or Worthmerald's business interests.

14. Changes to the Services and Terms

Worthmerald may modify or discontinue any part of the Services at any time. We may also revise these Terms from time to time. Continued use of the Site after any changes constitutes acceptance of the updated Terms. We encourage you to review this page periodically.

15. Governing Law

These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Worthmerald operates, without regard to conflict-of-law principles. [Insert specific governing law and jurisdiction details as applicable.]

16. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

17. Contact Us

If you have any questions about these Terms, please reach out through our Contact page.